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Federal Aid

Federal assistance to pay for college is available from several different programs. These include need-based grants, subsidized and unsubsidized loans, parent (PLUS) loans and federal work-study programs. CIU is authorized by the United States Department of Education to assist students working toward a degree from CIU.

For Federal Direct Loans a student must be enrolled at least half-time in fall, spring, or summer semesters.

Federal Direct Stafford Loan records will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by guaranty agencies, lenders, and schools determined to be authorized users of the data system.  Borrowers have access to view their Title IV, HEA loan records at www.nslds.ed.gov

CIU's withdrawal and return of Titlle IV Federal Student Aid policy

The following chart gives an explanation of the federal programs available to students attending CIU:

Name of AwardEligibility RequirementsAmount of AwardHow to ApplyRenewal Policy
Federal Pell Grant – for undergraduate studentsEligibility is determined according to federal law and is based on the financial information you and your family provide on your FAFSA; must have financial need; student must not already have a bachelor's degreeMaximum of $5,645 for 2013-2014Submit FAFSA

Submit FAFSA Annually

Federal Supplemental Educational Opportunity Grant (SEOG) – for undergraduate studentsPell Grant recipients with exceptional financial needUp to $1,000Submit FAFSA

Submit FAFSA Annually

Federal Work - Study ProgramFinancial NeedVaries; student usually works less than 20 hours per weekSubmit FAFSA and CIU Campus Employment Application

Submit FAFSA Annually

Federal Direct Loan Subsidized/Unsubsidized (dependent student)Subsidized loan is awarded to students with demonstarted need; U.S. Government pays the interest while student is in school; unsubsidized loan is awarded if need is met; student has the option of paying interest while in college or deferring it

Loan Limits:

$5,500 Freshman $6,500 Sophomore $7,500 Junior and Senior

Submit FAFSA; accept award and complete entrance counseling and  master promissory note

Submit FAFSA Annually

Federal Direct Loan Subsidized/Unsubsidized (independent student)Subsidized loan is awarded to students with demonstarted need; U.S. Government pays the interest while student is in school; unsubsidized loan is awarded if need is met; student has the option of paying interest while in college or deferring it

Loan Limits:

$9,500 Freshman $10,500 Sophomore $12,500 Junior and Senior

Submit FAFSA; accept award and complete entrance counseling and complete master promissory note

Submit FAFSA Annually

Federal Direct Loan of Undergraduate Student (PLUS)Parents of dependent undergraduate studentCost of attendance minus other financial aidSubmit FAFSA;  accept award and complete entrance counseling and complete master promissory note

Submit FAFSA Annually