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Federal Aid

Federal assistance to pay for college is available from several different programs. These include need-based grants, subsidized and unsubsidized loans, parent (PLUS) loans and federal work-study programs. CIU is authorized by the United States Department of Education to assist students working toward a degree from CIU.

To qualify for federal student aid (grants, loans and work-study funds), you have to meet certain requirements. For more information please click here.

Please note to be eligible for federal loans students must be enrolled at least half time, be degree seeking in an eligible degree or certificate program and be taking courses that are required for their degree.

To be eligible for Federal Pell Grant students must be degree seeking in an eligible degree or certificate program and taking courses that are required for their degree.

CIU's withdrawal and return of Titlle IV Federal Student Aid policy

Graduate level certificate programs are not eligible for federal direct loans.

The following chart gives an explanation of the federal programs available to students attending CIU:

Name of AwardEligibility RequirementsAmount of AwardHow to ApplyRenewal Policy
Federal Pell Grant – for undergraduate students

Eligibility is determined according to federal law and is based on the financial information you and your family provide on your FAFSA; must have financial need; student must not already have a bachelor's degree.

Click here to view federal eligibility.

Maximum of $5,775 for 2015-2016Submit FAFSA

Submit FAFSA Annually

Federal Supplemental Educational Opportunity Grant (SEOG) – for undergraduate students

Pell Grant recipients with exceptional financial need

Click here to view federal eligibility.

Up to $1,000Submit FAFSA

Submit FAFSA Annually

Federal Work - Study Program

Financial Need

Click here to view federal eligibility.

Varies; student usually works less than 20 hours per weekSubmit FAFSA and CIU Campus Employment Application

Submit FAFSA Annually

Federal Direct Loan Subsidized/Unsubsidized (dependent student)

Subsidized loan is awarded to students with demonstarted need; U.S. Government pays the interest while student is in school; unsubsidized loan is awarded if need is met; student has the option of paying interest while in college or deferring it.

Click here to view federal eligibility.

Loan Limits:

$5,500 Freshman $6,500 Sophomore $7,500 Junior and Senior

Submit FAFSA; accept award and complete entrance counseling and  master promissory note

Submit FAFSA Annually

Federal Direct Loan Subsidized/Unsubsidized (independent student)

Subsidized loan is awarded to students with demonstarted need; U.S. Government pays the interest while student is in school; unsubsidized loan is awarded if need is met; student has the option of paying interest while in college or deferring it.

Click here to view federal eligibility.

Loan Limits:

$9,500 Freshman $10,500 Sophomore $12,500 Junior and Senior

Submit FAFSA; accept award and complete entrance counseling and complete master promissory note

Submit FAFSA Annually

Federal Direct Loan of Undergraduate Student (PLUS)

Parents of dependent undergraduate student

Click here to view federal eligibility.

Cost of attendance minus other financial aidSubmit FAFSA;  accept award and complete entrance counseling and complete master promissory note

Submit FAFSA Annually